Insurance Services

As a long time provider of investigative services to the insurance industry, B.I.S. has established a reputation as a
leading investigative agency for insurance companies and independent adjusters. Whether it be Accident Benefits,
Bodily Injury, Life, Fidelity/Bond, Disability or Auto/Property claims, B.I.S. has the experience required to handle your
investigative needs in an efficient, timely and cost-effective manner. Our reports are designed to set out the investigative findings in clear and concise terms for easy reference by the adjuster.

Surveillance:

•  Degree of Disability
•  Restrictions/Limitations
•  Daily Activities
•  Employment Status
•  Psychological, Neuropsychological and
   Psychiatric Observations
•  Mode of Transportation
•  Wearing of Medical Aids
•  Caregiver/Housekeeper Activities
•  Video available in VHS or CD-ROM format

Statements/Interviews:
•  Insured, Claimant, Witness, Caregiver, Housekeeper, Employer
• Signed Statements Provided in Typed Format

Accident Reconstructions/Collision Analysis:
•  Level 4 accident reconstructionist on staff
•  Low Impact Collision Analysis
•  Complete Major Accident Reconstruction
•  Scene Inspection and Photographs
•  Vehicle Inspection and Photographs
•  Detailed Statements of Involved Parties and Witnesses
•  Visual Statement Software for Enhanced Reporting

Activity Check/Inquiry Investigations:
•  Past Accidents, Injuries, Disabilities, Claims
•  Employment History
•  Financial Background
•  Credibility Issues
•  Educational Background
•  Family History
•  Criminal Background

Financial:
•  Assets/Liabilities
•  Credit History (with authorization)
•  Real Property Ownership
•  Judgments
•  Mortgages
•  Liens

•  Bankruptcy
•  Company/Business Ownership
•  Insurance History
•  Lawsuits

Locates:
•  Property (load thefts, stolen vehicles, stolen property)
•  Persons (next of kin, witnesses)

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